The AMEX Insurance is a bit misleading in the way the offer the coverage. Just like in the US there are two types of car rental insurance in Mexico.
Car insurance company and your major credit card My AMEX Platinum and Chase Sapphire cards have car rental insurance so you know what types of insurance they cover.
American express platinum rental car insurance mexico. If your Card is not listed on this page or if you are an Additional Card Member please call the number on the back of your Card to verify your benefits. Check with your US. Ad Rent A Car from 8Day.
The amount payable for Car Rental Personal Propertyis stated below. Yes the Amex Platinum Card comes with car rental loss and damage insurance. They can help you to avoid spending more on insurance from the car rental company than you have to.
To take advantage of this protection simply decline the Collision Damage Waiver CDW Loss Damage Waiver LDW or similar option offered by the car rental agency. The Amex Platinum card comes with secondary rental car insurance that requires you to file a claim with your own insurance or other insurance that applies before the card coverage kicks in. The dirt-cheap Mexican car rental rates dont include insurance which can triple.
You only pay when renting with any of your enrolled Card Account s Liability coverage is. It is not Primary Coverage. Although the American Express Premium Car Rental Protection policy isnt expensive at 1225 to 2495 per rental its still usually better to use a credit card that automatically provides primary car rental protection when you use that credit card to pay for a rental.
The Amex Platinum comes with rental car insurance also known as collision damage waiver CDW that will cover you up to 75000 for 30 consecutive days. But Mexico has a mandatory insurance requirement that makes declining coverage a potential minefield. However there are some reasons why you might want to use an American Express card and enroll in the Premium Car Rental.
Notify your credit card company that youd be in Mexico before your trip so charges will be covered. The fee is about 25rental its per rental period with a 30 day limit I think. You can be covered for theft loss and damage of your rental car with an MSRP of up to 85000 for rentals of 48 days or less when you fully charge your rental to your Platinum Card.
Any individual who has been issued an American Express IDC Platinum Card and who has an American Express Card Account. Get Last Minute Price Drops Save Money. Easy Fast Online Booking.
Not a per day rate that rental car companies may charge 1. The Gotcha with Rentals Car Insurance in Mexico. To validate your coverage please call the number on the back of your Card.
If you are at fault and lack this liability coverage you can be held in a Mexican. The American Express Platinum card car rental insurance covers cardholders for up to 75000 in collision damage and theft for vehicles rented with the American Express Platinum card or American Express rewards points. This coverage is secondary which means you will have to file a claim with any other applicable insurance first.
Amex has a feature that covers international car rentals other than a few countries such as Ireland. The coverage offered is secondary which means that it covers what your insurance provider does not cover. Car Rental Loss and Damage Insurance Plan is underwritten by Indemnity Insurance Company of North America Administrative Office Doral Bank Center Calle Resolución 33 Suite 500 San Juan Puerto Rico 00920.
It is a reimbursement policy and does not cover Liability which is very important here in Mexico. Information in this Benefit Guide replaces any Car Rental Loss and Damage Insurance benefits document You may have received previously for. Easy Fast Online Booking.
Maximum Limit per Eligible Car Rental Claimant. That is why they offer it as Car Rental Insurance Only covers the Car I think thats pretty slick advertising. Coverage is provided for the Eligible Car Rental Claimants in the event of Damage to or Theft of Car Rental Personal Property.
You can choose from two coverage options to fit your budget 2. For that reason you must have Mexican auto insurance when driving in Mexico whether driving your own vehicle or renting one there. What is the Amex Platinum car rental insurance policy.
Car Rental Personal Property benefits paid will be the lesser of. Car rental insurance in Mexico. This Benefit G uide describes the Car Rental Loss and Damage Insurance benefits that are in effect for rentals made on and after 01012020.
Pay a flat rate per vehicle rental for up to 42 consecutive days of coverage. To get American Express Platinum card car rental insurance coverage you must decline the rental agencys supplemental insurance policy. The card does however offer a unique option to purchase premium primary protection for 1 low fee that covers the entire rental period.
To be eligible you need to pay for the entire rental with your Amex Platinum Card and decline the CDW offered by the car rental agency. Get Last Minute Price Drops Save Money. Ad Rent A Car from 8Day.
Collision damage and liability. Select the Card below to read the full Policy for Car Rental Loss Damage Insurance related to that Card. The Amex Platinum includes rental car insurance in Mexico however Mexico does not recognize American insurance for injury liability.
You have to activiate the coverage which can be done online.